CaliforniaChoice Health Plan Comparison: Sutter Health Plus and UnitedHealthcare

October 14, 2020by Alex Strautman

CaliforniaChoice gives you and your employees the freedom to choose from dozens of coverage options from eight different health plans — in a single program.

Since 1996, we’ve understood that health care is not one size fits all. When it comes to something as important as your health, you deserve the freedom to choose the plan that fits your unique needs. You also need to understand your options. That’s why we’re highlighting the advantages of each of the eight participating health plans available through CaliforniaChoice. This ongoing series of comparisons gives you valuable insights into each plan.

This comparison looks at Sutter Health Plus, which is available regionally in Northern California, and UnitedHealthcare, available statewide in California.

Sutter Health Plus

A not-for-profit health plan, Sutter Health Plus serves the Greater Central Valley, Sacramento, and San Francisco Bay areas of Northern California, offering competitively priced HMO health plans. With Sutter Health Plus, you have access to a high-quality provider network that includes many of Sutter Health’s nationally respected and recognized hospitals, doctors, and other health care services – all at an affordable price.

Sutter Health Plus Benefits Overview

  • Competitively priced coverage offering members access to a broad network of providers
  • Convenient locations for primary care, specialty care, X-ray and diagnostic imaging, hospital services, lab, and more
  • Welcome calls to help members better understand benefits and coverage — and assist in facilitating initial appointments
  • Coverage anywhere in the world for emergency and urgent care
  • Access to a mail-order pharmacy program and conveniently located retail pharmacies
  • My Health Online (not offered by all providers) to schedule appointments, email doctors, view test results, and access medical records
  • A 24/7 nurse advice triage line


UnitedHealthcare of California provides access to quality care and helps you manage your family’s health care costs. The insurer’s large California HMO network includes local physicians and health care professionals in your community. Offering a combination of benefits, quality care, wellness programs to help keep you and your family healthier, and award-winning customer service makes UnitedHealthcare the smart choice for your family’s health care coverage needs.

UnitedHealthcare Benefits Overview

  • A broad network of quality local doctors and hospitals
  • A member website,, providing online tools and resources
  • Health and Wellness programs
  • Preventive care for covered family members
  • Fitness reimbursement program
    • A member website,, providing online tools and resources
    • Health and Wellness Programs
    • Preventive care for covered family members
    • Fitness reimbursement program

The CaliforniaChoice Advantage

With CaliforniaChoice, you can offer your employees coverage from eight health plans, so they can easily find the one that meets their needs. For example, one employee could choose Sutter Health Plus because of it offers treatment through many of its own facilities, while another employee might select UnitedHealthcare because of its wide provider network across the state. With CaliforniaChoice, they both get what they want.

CaliforniaChoice offers more than great health insurance. There are other advantages, too. Like one monthly bill for all of your employees’ coverage, value-added benefits like the Member Value Suite and Business Solutions Suite, and a single email and toll-free phone number for enrollment, eligibility, and customer care.

Visit our blog page to see other comparisons for CaliforniaChoice plans, including:

  • Anthem Blue Cross
  • Health Net
  • Kaiser Permanente
  • Oscar Health
  • Sharp Health Plan
  • Western Health Advantage

For additional information about all of the advantages offered by CaliforniaChoice, talk with your employee benefits agent or insurance broker. If you don’t have one, we can help you find one here.

Shopping for group health insurance?

This guide compiles a list of common questions you may have before you start offering health insurance coverage.