Cigna + Oscar
Health Plans

Cigna + Oscar
Health Plans

Cigna + Oscar

Cigna + Oscar have joined forces to offer Exclusive Provider Organization (EPO) plans to small businesses, covering Northern and Southern California. The partnership combines Cigna’s LocalPlus® network with Oscar’s tech-driven approach to customer service and care navigation. Cigna + Oscar delivers health insurance that understands the unique needs of small businesses and their employees.

Cigna + Oscar offers EPO plans in all four metal tiers with a variety of benefits, such as:

Dedicated care teams to help members manage their care

Access to Virtual Urgent Care, available 24/7 with a $0 copay on all plans through the Oscar app

Access to Cigna’s behavioral health network, including Talkspace, for mental health resources

Click below for details on Cigna + Oscar plans.

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Quick Plan Highlights

Below are some of our most popular Cigna + Oscar health plans along with a snapshot of plan coverage and out-of-pocket costs. For a complete list of coverage options, click Download All Plans below to see the most current plan information.

THESE PLANS ARE EFFECTIVE BEGINNING: 9/1/24
cigna + oscar
BRONZE EPO C
Network

Open Access Plus

Calendar Year
Deductible

$6,000 / $12,000 (combined Med/Rx/Pediatric dental ded) (applies to Max OOP)

Out-of-Pocket
Max Ind/Fam:

$9,400 / $18,800

Dr. Office Visit
(PCP)

$80 Copay (ded waived)

Urgent Care:

60%

Emergency Room

60%

cigna + oscar
SILVER EPO C
Network

Open Access Plus

Calendar Year
Deductible

$1,950 / $3,900 (combined Med/Pediatric dental ded) (applies to Max OOP)

Out-of-Pocket
Max Ind/Fam:

$9,300 / $18,600

Dr. Office Visit
(PCP)

$60 Copay (ded waived)

Urgent Care:

$75 Copay (ded waived)

Emergency Room

65% (first visit) – 60%

cigna + oscar
GOLD EPO C
Network

Open Access Plus

Calendar Year
Deductible

None

Out-of-Pocket
Max Ind/Fam:

$9,250 / $18,500

Dr. Office Visit
(PCP)

$35 Copay

Urgent Care:

$50 Copay

Emergency Room

$500 Copay (first visit) – $1,000 Copay

cigna + oscar
PLANTINUM EPO C
Network

Open Access Plus

Calendar Year
Deductible

None

Out-of-Pocket
Max Ind/Fam:

$5,000 / $10,000

Dr. Office Visit
(PCP)

$10 Copay

Urgent Care:

$25 Copay

Emergency Room

$250 Copay (first visit) – $500 Copay

View More Health Plans

The CaliforniaChoice employee benefits program lets your employees select health plans (HMO, PPO,
HSA, and more) from eight of California's top carriers while you determine how much your company will contribute.

Click on any of the logos below to learn more about our carrier partners:
Anthem Blue Cross
Cigna + Oscar
health net
kaiser permanente
sharp health plan
Sutter Health Plus
Unitedhealthcare
western health advantage

Get a Quote
in 3 Easy Steps

Complete the contact form, a member of our team will reach out to get more information, and we will create a customized quote based on your needs. It’s that simple!