Cigna + Oscar
Health Plans
Cigna + Oscar
Health Plans
Cigna + Oscar have joined forces to offer Exclusive Provider Organization (EPO) plans to small businesses, covering Northern and Southern California. The partnership combines Cigna’s LocalPlus® network with Oscar’s tech-driven approach to customer service and care navigation. Cigna + Oscar delivers health insurance that understands the unique needs of small businesses and their employees.
Cigna + Oscar offers EPO plans in all four metal tiers with a variety of benefits, such as:
Dedicated care teams to help members manage their care
Access to Virtual Urgent Care, available 24/7 with a $0 copay on all plans through the Oscar app
Access to Cigna’s behavioral health network, including Talkspace, for mental health resources
Click below for details on Cigna + Oscar plans.
Quick Plan Highlights
Below are some of our most popular Cigna + Oscar health plans along with a snapshot of plan coverage and out-of-pocket costs. For a complete list of coverage options, click Download All Plans below to see the most current plan information.
THESE PLANS ARE EFFECTIVE BEGINNING: 7/1/23
BRONZE EPO C
Network
Open Access Plus
Calendar Year
Deductible
$6,000 / $12,000 (combined Med/Rx/Pediatric dental ded) (applies to Max OOP)
Out-of-Pocket
Max Ind/Fam:
$9,400 / $18,800
Dr. Office Visit
(PCP)
$80 Copay (ded waived)
Urgent Care:
60%
Emergency Room
60%
SILVER EPO C
Network
Open Access Plus
Calendar Year
Deductible
$1,950 / $3,900 (combined Med/Pediatric dental ded) (applies to Max OOP)
Out-of-Pocket
Max Ind/Fam:
$9,300 / $18,600
Dr. Office Visit
(PCP)
$60 Copay (ded waived)
Urgent Care:
$75 Copay (ded waived)
Emergency Room
65% (first visit) – 60%
GOLD EPO C
Network
Open Access Plus
Calendar Year
Deductible
None
Out-of-Pocket
Max Ind/Fam:
$9,250 / $18,500
Dr. Office Visit
(PCP)
$35 Copay
Urgent Care:
$50 Copay
Emergency Room
$500 Copay (first visit) – $1,000 Copay
PLANTINUM EPO C
Network
Open Access Plus
Calendar Year
Deductible
None
Out-of-Pocket
Max Ind/Fam:
$5,000 / $10,000
Dr. Office Visit
(PCP)
$10 Copay
Urgent Care:
$25 Copay
Emergency Room
$250 Copay (first visit) – $500 Copay
View More Health Plans
The CaliforniaChoice employee benefits program lets your employees select health plans (HMO, PPO,
HSA, and more) from eight of California's top carriers while you determine how much your company will contribute.
Click on any of the logos below to learn more about our carrier partners:
HSA, and more) from eight of California's top carriers while you determine how much your company will contribute.
Click on any of the logos below to learn more about our carrier partners:
Get a Quote
in 3 Easy Steps
Complete the contact form, a member of our team will reach out to get more information, and we will create a customized quote based on your needs. It’s that simple!
