Western Health Advantage
Health Plans
Western Health Advantage
Health Plans
Western Health Advantage has a passion for health care. The organization is committed to delivering quality care to employers and employees, while supporting medical innovation and promoting improved health to suit the diverse needs of Northern California. For more than 25 years, Western Health Advantage has been a reliable partner to businesses and employees – helping thousands of Californians stay healthy and establish a long-term relationship of trust with their physicians.
Consistently recognized for delivering member value, Western Health Advantage has a provider network that includes major hospitals and medical centers and thousands of doctors and specialists in its 14 county service area: Alameda, Colusa, Contra Costa, El Dorado, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano, Sonoma, and Yolo counties.
Western Health Advantage Insurance Rates
Below are some of our most popular Western Health Advantage health plans along with a snapshot of plan coverage and out-of-pocket costs. For a complete list of coverage options, click Download All Plans below to see the most current plan information.
THESE PLANS ARE EFFECTIVE BEGINNING: 7.1.2025
BRONZE HMO B
Network
Full
Calendar Year
Deductible
$6,300 / $12,600 (applies to Max OOP)
Out-of-Pocket
Max Ind/Fam:
$9,100 / $18,200
Dr. Office Visit
(PCP)
$60 Copay
Urgent Care:
$60 Copay
Emergency Room
60%
SILVER HMO B
Network
Full
Calendar Year
Deductible
$2,300 / $4,600 (applies to Max OOP)
Out-of-Pocket
Max Ind/Fam:
$8,750 / $17,500
Dr. Office Visit
(PCP)
$50 Copay (ded waived)
Urgent Care:
$100 Copay
Emergency Room
70%
GOLD HMO B
Network
Full
Calendar Year
Deductible
None
Out-of-Pocket
Max Ind/Fam:
$7,500 / $15,000
Dr. Office Visit
(PCP)
$40 Copay
Urgent Care:
$100 Copay
Emergency Room
$300 Copay
PLANTINUM HMO C
Network
Full
Calendar Year
Deductible
None
Out-of-Pocket
Max Ind/Fam:
$4,000 / $8,000
Dr. Office Visit
(PCP)
$50 Copay
Urgent Care:
$25 Copay
Emergency Room
$150 Copay
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The CaliforniaChoice employee benefits program lets your employees select health plans (HMO, PPO,
HSA, and more) from seven of California's top carriers while you determine how much your company will contribute.
Click on any of the logos below to learn more about our carrier partners:
HSA, and more) from seven of California's top carriers while you determine how much your company will contribute.
Click on any of the logos below to learn more about our carrier partners:
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