Western Health Advantage
Health Plans

Western Health Advantage
Health Plans

western health advantage

Western Health Advantage has a passion for health care. The organization is committed to delivering quality care to employers and employees, while supporting medical innovation and promoting improved health to suit the diverse needs of Northern California. For more than 25 years, Western Health Advantage has been a reliable partner to businesses and employees – helping thousands of Californians stay healthy and establish a long-term relationship of trust with their physicians.

Consistently recognized for delivering member value, Western Health Advantage has a provider network that includes major hospitals and medical centers and thousands of doctors and specialists in its 14 county service area: Alameda, Colusa, Contra Costa, El Dorado, Marin, Napa, Placer, Sacramento, San Francisco, San Mateo, Santa Clara, Solano, Sonoma, and Yolo counties.

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Western Health Advantage Insurance Rates

Below are some of our most popular Western Health Advantage health plans along with a snapshot of insurance coverage and out-of-pocket costs. For a complete list of coverage options, click Download All Plans below to see the most current plan information.

THESE PLANS ARE EFFECTIVE BEGINNING: 1/1/25
western health advantage
BRONZE HMO B
Network

Full

Calendar Year
Deductible

$5,800 / $11,600 (applies to Max OOP)

Out-of-Pocket
Max Ind/Fam:

$8,850 / $17,700

Dr. Office Visit
(PCP)

$60 Copay (ded waived)

Urgent Care:

$60 Copay

Emergency Room

60%

western health advantage
SILVER HMO A
Network

Full

Calendar Year
Deductible

$2,300 / $4,600 (applies to Max OOP)

Out-of-Pocket
Max Ind/Fam:

$8,750 / $17,500

Dr. Office Visit
(PCP)

$50 Copay (ded waived)

Urgent Care:

$100 Copay

Emergency Room

70%

western health advantage
GOLD HMO A
Network

Full

Calendar Year
Deductible

None

Out-of-Pocket
Max Ind/Fam:

$7,500 / $15,000

Dr. Office Visit
(PCP)

$40 Copay

Urgent Care:

$100 Copay

Emergency Room

$300 Copay

western health advantage
PLANTINUM HMO A
Network

Full

Calendar Year
Deductible

None

Out-of-Pocket
Max Ind/Fam:

$4,000 / $8,000

Dr. Office Visit
(PCP)

$25 Copay

Urgent Care:

$50 Copay

Emergency Room

$150 Copay

View More Health Plans

The CaliforniaChoice employee benefits program lets your employees select health plans (HMO, PPO,
HSA, and more) from eight of California's top carriers while you determine how much your company will contribute.

Click on any of the logos below to learn more about our carrier partners:
Anthem Blue Cross
Cigna + Oscar
health net
kaiser permanente
sharp health plan
Sutter Health Plus
Unitedhealthcare
western health advantage

Get a Quote
in 3 Easy Steps

Complete the contact form, a member of our team will reach out to get more information, and we will create a customized quote based on your needs. It’s that simple!