California Group Health Insurance Brokers
We’re CaliforniaChoice and we believe in simplified solutions and greater choices for small businesses and employees.
California Group Health Insurance Broker Directory
We're CaliforniaChoice and we believe in simplified solutions and greater choices for small businesses and employees.
Connect with a Local Broker
By partnering with a CaliforniaChoice health insurance broker in your area, you get access to an expert who knows what’s available at the local level and can recommend options based on your needs. Our brokers are well-versed in their specific markets, and they pass that knowledge along to you.
A medical insurance broker in California can help you customize a health care solution for you and your employees at a price that fits your budget. At CaliforniaChoice, we’ve partnered with top brokers across the state, including Los Angeles, Orange County, the Central Coast, the Inland Empire, and San Diego.
More Reasons to Work
with a Broker
When you work with a health insurance broker it simplifies a potentially challenging process. A broker helps you choose the right help plan for your business and your employees. Beyond that, with the support of a professional, you can stay on top of insurance trends, regulations, and changing options for small businesses. A broker saves you time and money so you can stay focused on what’s important – your business.
Looking for more information? We have answers to frequently asked broker-related questions from small business owners like you.
What is a health insurance broker?
An insurance broker acts as an intermediary between you and an insurer. Armed with both your background and their insurance know-how, they can find a policy that best suits your needs for a reasonable price.
What’s the different between a health insurance agent and a broker?
An insurance agent works for a company and thus represents it. However, an insurance broker/advisor is chosen by you, the buyer, so they will always represent you and not any of the company policies they present to you. An insurance agent works for the company, while a broker works independently.
What is an insurance broker according to California insurance?
An insurance broker is a person who, for compensation and on behalf of another person transacts insurance other than life, disability, or health with, but not on behalf of, an insurer. An Action Notice of Appointment authorizes the licensee to act as a casualty insurance agent.
Do health insurance brokers charge a fee?
No, using an insurance broker doesn’t cost you anything. Brokers are compensated based on a percentage of the policy premium. The commissions are paid by the insurance company or health insurance exchange they represent and not the employer.
Do I have to work with a health insurance broker to get coverage for my business?
It’s not required. But you may find it beneficial. A broker will know your market and the plans and providers that you and your employees are considering. That expertise can help save you time and money.
About CaliforniaChoice
Our program provides access to eight of California’s leading health insurance health plans and access to HMO, PPO, EPO, and HSA options all in one single employee benefits program.
Anthem Blue Cross • Cigna + Oscar • Health Net • Kaiser Permanente • Sharp Health Plan • Sutter Health Plus • United Healthcare • Western Health Advantage
Depending on your budget, a broker can help you determine how much to contribute toward your employee benefit plan. CaliforniaChoice also comes with Employee Perks for discounts to entertainment and sporting events at no additional charge. At the end of each month you get one consolidated monthly bill, one point of contact, and one website where you can manage your benefits.
Selection of Health Plans
No-Cost
Extras
Cost Control
Dental, Vision, Chiro, and Life
One Single Bill
Questions? Contact us at (888) 230-9718
