About Health Net

Health Net knows running a successful small business takes commitment and requires long hours and sacrifice – particularly in California. That’s why Health Net offers a wide variety of health plans that work as hard as you do. Each plan is tailored to fit the needs of businesses like yours. Whether you have two or 100 employees, you can count on Health Net for big coverage for your small group.

Health Net's mission is to help people be healthy and secure. You’ll find a wide range of health plans, including options in each of the four Metal Tiers of the Affordable Care Act, and four provider networks: Full HMO, WholeCare HMO, SmartCare HMO, and Salud HMO y Mas.

Quick Plan Highlights

Here are some of our most popular Health Net health plans along with a high level snapshot of plan coverage and out-of-pocket costs. To view a complete list of Health Net coverage options, click Download All Plans below to see the most current plan information.

Health Net Bronze HSP A

Network:PureCare
Calendar Year Deductible*$5,000 / $10,000 (applies to Max OOP)
Out-of-Pocket Max Ind/Fam:$7,150 / $14,300
Dr. Office Visit (PCP):$45 Copay1
Urgent Care:$60 Copay
Emergency Room (copay waived if admitted):50%
* All services are subject to the deductible unless otherwise stated.
1. Lower copay applies to office visits to Providers in family practice, pediatrics, internal medicine, geriatrics, general practice, obstetrics/gynecology and nurse practitioners. Higher copay applies to office visits to Providers in all other specialties.

Health Net Silver HSP A

NetworkPureCare
Calendar Year Deductible*$1,500 / $3,000 (applies to Max OOP)
Out-of-Pocket Max Ind/Fam$7,150 / $14,3007
Dr. Office Visit (PCP)$30 Copay4
Urgent Care$45 Copay
Emergency Room (copay waived if admitted)50%
* All services are subject to the deductible unless otherwise stated.
4. Lower copay applies to office visits to Providers in family practice, pediatrics, internal medicine, geriatrics, general practice, obstetrics/gynecology and nurse practitioners. Higher copay applies to office visits to Providers in all other specialties.
7. Under a family contract, an insured can satisfy their individual out-of-pocket maximum; however, an insured may not contribute an amount greater than the individual maximum copayment limit toward the family maximum.

Health Net Gold HMO A

NetworkWholeCare
Calendar Year Deductible*None
Out-of-Pocket Max Ind/Fam$6,850 / $13,700
Dr. Office Visit (PCP)$30 Copay
Urgent Care$45 Copay
Emergency Room (copay waived if admitted)$250 Copay
* All services are subject to the deductible unless otherwise stated.

Health Net Platinum HMO A

NetworkSalud HMO y Mas
Calendar Year Deductible*None
Out-of-Pocket Max Ind/Fam$2,000 / $4,0003
Dr. Office Visit (PCP)$20 Copay
Urgent Care$20 Copay
Emergency Room (copay waived if admitted)$100 Copay
* All services are subject to the deductible unless otherwise stated.
3. Certain services available in Mexico, have a separate out-of-pocket maximum, but out-of pocket costs for services received in Mexico and California apply toward satisfaction of both out-of-pocket maximums.

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View More Carriers

The CaliforniaChoice employee benefits program lets your employees select health plans (HMO, PPO, HSA, and more) from eight of California's top carriers while you determine how much your
company will contribute.

Click on any of the logos below to learn more about our carrier partners

Anthem Blue Cross Health Plan Kaiser Permanente oscar Sharp Health Plan Sutter Health Plus UnitedHealthCare Western Health Advantage