About Health Net

Health Net knows running a successful small business takes commitment and requires long hours and sacrifice – particularly in California. That’s why Health Net offers a wide variety of health plans that work as hard as you do. Each plan is tailored to fit the needs of businesses like yours. Whether you have two or 100 employees, you can count on Health Net for big coverage for your small group.

Health Net's mission is to help people be healthy and secure. You’ll find a wide range of health plans, including options in each of the four Metal Tiers of the Affordable Care Act, and five provider networks: WholeCare HMO, SmartCare HMO, Salud HMO y Mas, PureCare HSP, and CommunityCare HMO.

Quick Plan Highlights

Below are some of our most popular Health Net health plans along with a snapshot of plan coverage and out-of-pocket costs. For a complete list of coverage options, click Download All Plans below to see the most current plan information.

These plans are effective beginning: 7/1/23

Bronze HMO A

Network	CommunityCare
Calendar Year Deductible	$6,300 / $12,600 (applies to Max OOP)
Out-of-Pocket Max Ind/Fam:	$8,200 / $16,400
Dr. Office Visit (PCP):	$65 Copay
Urgent Care:	$65 Copay
Emergency Room	60%

Silver HMO A

Network	WholeCare
Calendar Year Deductible	100%
Out-of-Pocket Max Ind/Fam:	$9,100 / $18,200
Dr. Office Visit (PCP):	$55 Copay
Urgent Care:	$75 Copay
Emergency Room	50%

Gold HMO A

Network	WholeCare
Calendar Year Deductible	100%
Out-of-Pocket Max Ind/Fam:	$7,000 / $14,000
Dr. Office Visit (PCP):	$30 Copay
Urgent Care:	$50 Copay
Emergency Room	$300 Copay

Platinum HMO C

Network	WholeCare
Calendar Year Deductible	100%
Out-of-Pocket Max Ind/Fam:	$2,500 / $5,000
Dr. Office Visit (PCP):	$30 Copay
Urgent Care:	$50 Copay
Emergency Room	$250 Copay

Bronze HMO A

Network	CommunityCare
Calendar Year Deductible	$6,300 / $12,600 (applies to Max OOP)
Out-of-Pocket Max Ind/Fam:	$8,200 / $16,400
Dr. Office Visit (PCP):	$65 Copay
Urgent Care:	$65 Copay
Emergency Room	60%

Silver HMO A

Network	WholeCare
Calendar Year Deductible	100%
Out-of-Pocket Max Ind/Fam:	$9,100 / $18,200
Dr. Office Visit (PCP):	$55 Copay
Urgent Care:	$75 Copay
Emergency Room	50%

Gold HMO A

Network	WholeCare
Calendar Year Deductible	100%
Out-of-Pocket Max Ind/Fam:	$7,000 / $14,000
Dr. Office Visit (PCP):	$30 Copay
Urgent Care:	$50 Copay
Emergency Room	$300 Copay

Platinum HMO C

Network	WholeCare
Calendar Year Deductible	100%
Out-of-Pocket Max Ind/Fam:	$2,500 / $5,000
Dr. Office Visit (PCP):	$30 Copay
Urgent Care:	$50 Copay
Emergency Room	$250 Copay

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The CaliforniaChoice employee benefits program lets your employees select health plans (HMO, PPO, HSA, and more) from eight of California's top carriers while you determine how much your
company will contribute.