About UnitedHealthcare

Your employees are your greatest asset – and your greatest investment. Health insurance can help you retain and recruit employees as well as drive productivity and satisfaction. Offering the “right” health plan is one of the most important decisions you can make as a small business owner. That’s because keeping employees happy and healthy helps you and your business in the long term.

Different businesses have different needs – and UnitedHealthcare (UHC) offers a range of plans to suit your organization and your employees’ individual and family health needs. UHC plans can save you money and keep your employees informed, healthy, and happy. And, healthier employees mean a healthier bottom line for your business. View and compare plans by clicking below.

Quick Plan Highlights

Here are some of our most popular UnitedHealthcare health plans along with a high level snapshot of plan coverage and out-of-pocket costs. To view a complete list of UnitedHealthcare coverage options, click Download All Plans below to see the most current plan information.

UnitedHealthCare Bronze HMO B†

NetworkAlliance
Calendar Year Deductible*$6,500 / $13,0002 (combined Med/Rx/
Pediatric dental ded) (applies to Max OOP)
Out-of-Pocket Max Ind/Fam$6,500 / $13,0004
Dr. Office Visit (PCP)100%
Urgent Care100%
Emergency Room (copay waived if admitted)100%
† HSA Qualified High Deductible Plan
* All services are subject to the deductible unless otherwise stated.
2. The Family Deductible is an embedded deductible. When an individual member of a family unit satisfies the Individual Deductible for the Calendar Year, no further Deductible will be required for that individual member for the remainder of the Calendar Year. The remaining family members will continue to pay full member charges for services that are subject to the deductible until the member satisfies the Individual Deductible or until the family, as a whole, meets the Family Deductible.
4. When an individual member of a family unit has paid an amount of Deductible and co-payments for the Calendar Year equal to the Individual Out-of-Pocket Maximum, no further co-payments will be due for Covered Services (except infertility services) for the remainder of that Calendar Year. The remaining family members will continue to pay the applicable co-payment until the member satisfies the Individual Out-of-Pocket Maximum or until the family, as a whole, meets the Family Out-of-Pocket Maximum.

UnitedHealthCare Silver HMO D

NetworkFocus
Calendar Year Deductible*$2,250 / $4,50010 (applies to Max OOP)
Out-of-Pocket Max Ind/Fam$7,350 / $14,70011
Dr. Office Visit (PCP)$50 Copay (ded waived)
Urgent Care$100 Copay (ded waived)
Emergency Room (copay waived if admitted)60%
* All services are subject to the deductible unless otherwise stated.
10. The Family Deductible is an embedded deductible. When an individual member of a family unit satisfies the Individual Deductible for the Calendar Year, no further Deductible will be required for that individual member for the remainder of the Calendar Year. The remaining family members will continue to pay full member charges for services that are subject to the deductible until the member satisfies the Individual Deductible or until the family, as a whole, meets the Family Deductible.
11. When an individual member of a family unit has paid an amount of Deductible and co-payments for the Calendar Year equal to the Individual Out-of-Pocket Maximum, no further co-payments will be due for Covered Services (except infertility services) for the remainder of that Calendar Year. The remaining family members will continue to pay the applicable co-payment until the member satisfies the Individual Out-of-Pocket Maximum or until the family, as a whole, meets the Family Out-of-Pocket Maximum.

UnitedHealthCare Gold HMO A

NetworkSignatureValue
Calendar Year Deductible*None
Out-of-Pocket Max Ind/Fam$5,500 / $11,0002
Dr. Office Visit (PCP)$30 Copay
Urgent Care$75 Copay
Emergency Room (copay waived if admitted)70%
* All services are subject to the deductible unless otherwise stated.
2. When an individual member of a family unit has paid an amount of Deductible and Copayments for the Calendar Year equal to the Individual Out-of-Pocket Maximum, no further Copayments will be due for Covered Services (except infertility services) for the remainder of that Calendar Year. The remaining family members will continue to pay the applicable Copayment until the member satisfies the Individual Out-of-Pocket Maximum or until the family, as a whole, meets the Family Out-of-Pocket Maximum.

UnitedHealthCare Platinum HMO A

NetworkSignatureValue
Calendar Year Deductible*None
Out-of-Pocket Max Ind/Fam$2,500 / $5,0002
Dr. Office Visit (PCP)$20 Copay
Urgent Care$50 Copay
Emergency Room (copay waived if admitted)70%
* All services are subject to the deductible unless otherwise stated.
2. When an individual member of a family unit has paid an amount of Deductible and Copayments for the Calendar Year equal to the Individual Out-of-Pocket Maximum, no further Copayments will be due for Covered Services (except infertility services) for the remainder of that Calendar Year. The remaining family members will continue to pay the applicable Copayment until the member satisfies the Individual Out-of-Pocket Maximum or until the family, as a whole, meets the Family Out-of-Pocket Maximum.

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View More Carriers

The CaliforniaChoice employee benefits program lets your employees select health plans (HMO, PPO, HSA, and more) from eight of California's top carriers while you determine how much your
company will contribute.

Click on any of the logos below to learn more about our carrier partners

Anthem Blue Cross Health Plan Kaiser Permanente oscar Sharp Health Plan Sutter Health Plus UnitedHealthCare Western Health Advantage