Quotes are customized for each group, based on the individual ages of planned enrollees (employees and participating dependents, if insured) as well as the coverage selected.
With CaliforniaChoice, the amount an employer pays depends on the Defined Contribution selected. CaliforniaChoice allows employers to choose a Fixed Percentage (50% to 100%) of a specific plan and/or benefits. Or you can select a Fixed Dollar Amount for each employee. (Each employee receives the same amount.)
Employees then apply your generous contribution to the health plan and benefits they like best. If a plan an employee prefers costs more than the employer’s contribution, the employee pays the difference. It’s that simple.
With CaliforniaChoice, employees can choose from 130+ benefit choices from eight different health plans doing business in California.
One employee might select an HMO from Health Net, Kaiser Permanente, UnitedHealthcare, or a regional plan like Sharp Health Plan, Sutter Health Plus, or Western Health Advantage. Another might choose a PPO from Anthem. A third employee might select an EPO plan from Cigna + Oscar. With CaliforniaChoice, it is the employee’s choice.