Answering COVID-19 FAQs and Delivering Resources
Advance Health Care Directive Links Included
At CHOICE Administrators, we are committed to providing small businesses and employees with support and information as we all deal with the impact of the COVID-19 pandemic.
We’ve developed a single COVID-19 Resources document that includes a range of information to help you and your employees navigate through this difficult time. It includes:
- COVID-19 Overview Information
- Situation Updates
- Information for Businesses
- Information for Families and Households
- Information for Community Events and Gatherings
- Social Media Resources
In addition, members of our CaliforniaChoice small group, multi-carrier private health insurance exchange and our ChoiceBuilder multi-carrier ancillary exchange have additional COVID-19 resources available through our partner, Mammoth HR.
Additional information from Mammoth is available behind login through www.calchoice.com and www.choicebuilder.com. You’ll find sample communications to employees, telecommuting resources, and links to various federal resources including the Centers for Disease Control and Prevention (CDC) and Occupational Safety and Health Administration (OSHA), as well as state and local resources, where available.
Tools and information are also available from the U.S. Department of the Treasury, Internal Revenue Service (IRS), U.S. Chamber of Commerce, and U.S. Department of Labor (DOL):
- Coronavirus Emergency Loans – Small Business Guide and Checklist (Chamber of Commerce)
- PPP Information Sheet for Borrowers (Treasury)
- FFCRA Poster, FAQs (DOL)
- FFCRA Fact Sheet for Employers: Employee Paid Leave Rights (DOL)
- FFCRA Fact Sheet for Employers: Employer Paid Leave Requirements (DOL)
- FFCRA Poster, Employee Rights (DOL)
- FFCRA Temporary Non-Enforcement Bulletin (DOL)
- Navigating Paid Sick and Family Leave Tax Credits FAQs (IRS)
- CARES Act Assistance for Small Employers (Treasury)
Advance Health Care Directive Form
The spread of COVID-19 has prompted many across California, and the nation, to consider their planning for major health care decisions. Even if you and your employees are not dealing with COVID-19 or any other major health concern at this time, it’s important to plan for the future. What if you were sick and in need of emergency medical treatment? What if you could not speak for yourself about your health care preferences? How would your medical professionals and family member know what course to pursue?
An Advance Health Care Directive (also known as a living will or personal directive) can provide loved ones with the information needed to make decisions that are in line with your or your employees’ wishes. Having preferences documented can relieve some of the burden for friends and family.
A legal document, the Advance Health Directive form goes into effect only if you become incapacitated and unable to speak for yourself. It can be replaced as often as needed in the event of health changes, or if you change how you want things to be taken care of if you are unable to direct them on your own.
There are numerous sources of an Advance Directive. You can ask your company counsel or personal attorney for a form, which you can share with interested employees, or you can visit or direct others to one of several websites, including those listed below:
- Office of the California Attorney General
- California Courts: The Judicial Branch of California
- California Hospital Association
Information from Your Insurer
If your employees are currently covered by a group health insurance plan, your insurer, administrator, or health plan may offer additional tools and resources. Contact your broker for information. If you don’t have broker, we make it easy to search for one here.