CaliforniaChoice has been providing small businesses with health insurance since 1996, but did you know it’s also a great fit for employers in the transportation industry? With more than 80,000 Californians working in transportation-related fields — like trucking, logistics, taxi services, and more — CaliforniaChoice offers flexible coverage options for groups up to 100 employees. Whether your business has one location or multiple across the state, CaliforniaChoice could be the solution for you.
Health Insurance for Transportation Companies
Why CaliforniaChoice?
At CaliforniaChoice, we know that no two businesses — or their employees — are the same. Your health care needs are unique, and so are theirs. That’s why we take a “California Different” approach to employee benefits, offering a solution that works for everyone.
With our program, you and your team get the freedom to choose the health insurance coverage that fits your specific needs. Whether it’s an HMO, PPO, or an HSA-compatible plan, we have options to match every preference and need.
Whether you have one employee or 100, we’re a health insurance partner you can count on. With CaliforniaChoice, you and your team get access to more doctors, specialists, and hospitals than any other program in the state. Our program helps you build a healthier, happier workplace today and for the long term.
1: Options for All
For nearly 30 years, CaliforniaChoice has been helping small businesses in California thrive. As the state’s first multi-carrier private health insurance exchange, we’ve always been ahead of the curve. Today, our members enjoy the flexibility of choosing from 100+ coverage options offered by seven top insurers and health plans.
- Anthem Blue Cross
- Health Net
- Kaiser Permanente
- Sharp Health Plan
- Sutter Health Plan
- UnitedHealthcare
- Western Health Advantage
Your options will vary based on where you and your employees live. Some plans offer coverage across the entire state, while others are tailored to specific regions.
2: Cost Control
CaliforniaChoice lets you decide how much you want to contribute to your employees’ premiums. You can choose to contribute a Fixed Percentage (50% to 100%) of a specific benefit or plan, or a Fixed Dollar Amount for each employee. (All employees must receive the same contribution.)
Your employees can use your contribution toward the health plan and benefits they prefer. If an employee chooses a plan that costs more than your contribution, they pay the difference.
At renewal in 12 months, you can adjust your contribution up or down, giving you control over your benefits budget for the next year.
Both you and your employees can make changes to your coverage while staying in the CaliforniaChoice program.
3: Medical + More
The outstanding benefits of CaliforniaChoice don’t end there. You can add Ancillary coverage, too:
- Dental: Choose from two Dental plans offering a range of covered services – a SmileSaverSM Dental HMO or an Ameritas PPO.
- Vision: The Voluntary Vision program from Vision One Eyecare offers discounts on vision care services and prescription eyewear.
- Chiropractic: Landmark Healthplan offers chiropractic benefits including exams, adjustments, and optional acupuncture.
- Life and AD&D: Assurity Life offers coverage from $5,000 to $100,000 with Accidental Death & Dismemberment benefits and a living benefits provision.
4: Value-Added Extras
CaliforniaChoice also offers extras through our Member Value Suite and Business Solutions Suite, which include access to:
- A no-cost Premium Only Plan (POP)
- A Flexible Spending Account (FSA) for groups with 15 or more employees
- COBRA or Cal-COBRA participant invoicing, premium collection, and remittance
- Reduced fees for Dental Care services through Dentegra® Smile Club providers
- Savings on hearing tests, hearing aids, batteries, and more from EPIC Hearing Service Plan
- Prescription savings with the California Rx Card; you may be able to reduce your Rx out-of-pocket costs to less than your health plan copay
- A free Cal Perks membership offering savings on theme and water parks, sporting events, museums, entertainment, travel, and more
- Discounts on fitness center memberships and wellness
5: An Effective Recruiting Tool
CaliforniaChoice is a powerful recruitment tool for your business. Whether you’re running a two-person courier service, managing a fleet of limousines or trucks, transporting people, patients, or even livestock, CaliforniaChoice has you covered.
Offering great benefits sets you apart. They help you attract and keep top talent, cut down on absenteeism, build employee loyalty, and increase job satisfaction — all of which contribute to a stronger, happier team.
When evaluating employee benefits, don’t just consider the cost. With CaliforniaChoice, you’re not just getting health care — you’re getting a comprehensive solution that supports your team and your business.
Next Steps
Talk with your health insurance broker to learn more and get guidance when you’re shopping for employee benefits. Ask about the doctors, specialists, and hospitals that are part of the provider networks of each of the plans you’re considering. Then ask for a quote tailored to your employees and budget. If you don’t already have a broker, it’s easy to connect with one at MyCalChoice.com.
