Manufacturing is the backbone of California’s economy, driving innovation and creating jobs across the state. But did you know California is home to 22,000 manufacturers employing more than a million industrial workers?

San Diego leads the way as California’s top city for manufacturing, with 63,000+ jobs. It’s not just a state leader; it ranks fifth among manufacturing hubs nationwide, according to MNI – Market News.

Here’s another surprising stat: while only 57% of U.S. workers get health care benefits through their employer, a whopping 91% of manufacturing employees do, according to the Bureau of Labor Statistics. For many small manufacturers, CaliforniaChoice is the go-to solution for providing top-notch employee health coverage. Why? The benefits speak for themselves.

Health Insurance for Manufacturing Companies

1: Plan Variety

At CaliforniaChoice, we know no two employees are the same — and neither are their health care needs. That’s why we offer a “California Different” way to provide employee benefits, giving you and your team the freedom to choose what works best for them.

With CaliforniaChoice, your employees get access to 100+ coverage options, including HMO, PPO, and Health Savings Account-compatible High-Deductible Health Plans (HDHPs). Whether they prioritize a specific doctor, need flexibility in their network, or want a cost-effective plan, we offer it.

One team member might pick a PPO from Anthem Blue Cross for their preferred doctor, while another who rarely visits the doctor might opt for an HMO. With options from Kaiser Permanente, Health Net, UnitedHealthcare, and regional favorites like Sharp Health Plan, Sutter Health Plan, and Western Health Advantage, there’s something for everyone.

Whatever your team’s health care needs, CaliforniaChoice puts the power in their hands. It’s health care their way—simple, flexible, and tailored to them.

2: Cost Control

CaliforniaChoice offers more than just expanded plan options — it gives you total control over managing your employee benefits costs. With Defined Contribution, you decide how much to contribute to your employees’ health plan premiums, on your terms. Choose a Fixed Percentage (anywhere from 50% to 100%) of a specific plan or benefit, or go with a Fixed Dollar Amount per employee. Either way, your team gets to use your generous contribution toward the health plan that works best for them. If they pick a plan that costs more, they simply pay the difference.

The best part? At renewal time, you can adjust your contribution up or down to fit your budget for the year ahead. Your employees can even switch coverage while staying in the CaliforniaChoice program. It’s flexibility and control, all in one program—giving you peace of mind and your team the options they deserve.

3: Options for Dental, Vision, Chiropractic, and Life

But that’s not all. CaliforniaChoice goes above and beyond with exceptional Ancillary benefits, giving employees the freedom to customize their coverage to fit their unique needs. Whether you opt for employer-sponsored plans or voluntary options where employees cover costs themselves, there’s a solution for everyone.

• Dental: Two MetLife DHMO plans, two SmileSaver DHMO plans, and a Dental PPO from Ameritas are available.
• Vision: Two plans are available in addition to the Vision One Eyecare Discount Program.
• Chiropractic & Acupuncture: Landmark Healthplan offers a Chiro only plan and a plan combining Chiropractic and Acupuncture.
• Life and AD&D: Assurity Life offers coverage from $10,000 to $100,000. AD&D and a living benefit provision are included, too.

4: Value-Added Benefits

Through the CaliforniaChoice Business Solutions Suite and Member Value Suite, you and your employees can also take advantage of no-added-cost features and benefits, including:

• A Premium Only Plan (POP) that allows employees to pay insurance premiums pre-tax, while also reducing your tax liability as an employer.
• State or federal COBRA participant invoicing, premium collection, and remittance. (Cal-COBRA or COBRA billing services depend on your company’s group size.)
• A Flexible Spending Account (FSA) that allows employees to set aside funds on a pre-tax basis to pay for eligible medical expenses like copays and prescriptions. (Available to groups with 15+ employees.)
• Reduced dental care fees for services through a network of 20,000 Dentegra® Smile Club providers.
• Savings on hearing tests, hearing aids, batteries, ear protection, and more through EPIC Hearing.
• Prescription drug savings of up to 80%. Using the California Rx Card, you and your employees could reduce your Rx out-of-pocket costs to less than your health plan prescription drug copay.
• A Cal Perks membership offering savings on theme and water parks, sporting events, museums, movies, travel, and much more. (Visit the Cal Perks website for more information.)
• Discounts on fitness memberships, wellness, and more through the ChooseHealthy program.

Want to Learn More?

CaliforniaChoice offers manufacturers – and other small businesses across California – a convenient way to provide employees with more, without spending more. Plus, it includes simplified administration with one bill and one website to manage all employees’ coverage.

Ask your broker for a CaliforniaChoice quote. If you don’t have a broker, it’s easy to get set up with one at MyCalChoice.com.