Health insurance coverage through CaliforniaChoice just got even better — because now, it includes exclusive access to premier pet insurance from MetLife and Spot at discounted rates. That means members can keep their furry friends healthy without breaking the bank on unexpected vet bills.

Why Pet Insurance?

We know for many, pets are family. And just like us, they need check-ups, emergency care, and the occasional unexpected trip to the doctor. But how does pet insurance work? It helps cover the cost of veterinary care by reimbursing you or your employees for eligible expenses, so you can focus more on belly rubs and less on surprise bills.

What Does Pet Insurance Cover?

Employees have choices! Two top-notch providers — MetLife and Spot — are offering CaliforniaChoice members exclusive discounts and customizable plans. Coverage varies, but generally includes:

• Accidents and emergencies
• Illnesses, including cancer treatment
• Surgery and hospitalization
• Diagnostic tests, X-rays, and lab work
• Preventive care (with optional add-ons)
• Prescription medications
• And more!

How Much Is Pet Insurance?

The cost of pet insurance depends on factors like the pet’s age, breed, and the coverage you choose. Both MetLife and Spot offer flexible plans so your employees can find one that fits their needs. Here’s what employees can choose from:

MetLife Pet Insurance

• 5% discount just for CaliforniaChoice members
• Family plan — cover up to three pets under one policy with a single deductible & annual limit
• Extra savings (up to 30%!) for military, multi-policy, health care workers & first responders*
• Customizable coverage:
• Deductibles from $0 to $2,500
• Annual limits from $500 to unlimited
• Reimbursement options from 50% to 90%
• Optional preventive care (like flea/tick meds, spaying/neutering & vaccinations)
  24/7 Telehealth access + concierge support
• Coverage of previously covered pre-existing conditions when switching providers

Spot Pet Insurance

• 10% discount for CaliforniaChoice members**
• Additional 10% discount when enrolling multiple pets***
• 24/7 vet helpline for expert pet care advice
• Flexible plans to fit any budget
• Hassle-free reimbursements for:
• Vet exam fees****
• Dental illnesses
• Surgery & emergencies
• Diagnostics, X-rays, & tests
• Cancer treatments
• Microchip implantation
• Prescription meds & more!

You and your employees can review a sample policy for a complete description of coverage.

Another Reason to Choose CaliforniaChoice

Your employees’ pets (and yours, too) deserve the best care. Now, it’s easier (and more affordable) than ever to get coverage when you enroll in CaliforniaChoice. Contact your broker today to learn all about the benefits of choosing CaliforniaChoice for your business.

 

* Military, Veteran, First Responder, & Health Care Workers (10%), Multi-Policy (Second Policy 5%, Third+ Policy 10%), Animal Care Discount (10%). When using multiple discounts, discounts cannot exceed 30%. Each discount may not be available in all states. Please contact MetLife Pet for further details.

**10% group discount available on every pet. Not available in HI or TN.

***10% multi-pet discount available on all pets after the first.

****Exam fees for wellness or annual exams are not covered unless you have purchased the optional preventive care coverage.

CaliforniaChoice is not a licensed insurance agency nor an underwriter of insurance but may receive compensation for referrals. Waiting periods, annual deductible, co-insurance, benefit limits, and exclusions may apply. For all terms, visit https://spotpet.com/sample-policy. Products, schedules, discounts, and rates may vary and are subject to change. Premiums are based on and may increase or decrease due to the pet’s age, the species or breed of the pet, and your or your employees’ home address. Insurance plans are underwritten by Independence American Insurance Company (NAIC #26581), a Delaware insurance company located at 11333 N. Scottsdale Rd, Ste. 160, Scottsdale, AZ 85254, or United States Fire Insurance Company (NAIC #21113), Morristown, NJ, and are produced by Spot Pet Insurance Services, LLC. (NPN # 19246385), 990 Biscayne Boulevard, Suite 603, Miami, FL 33132. CA License #6000188.