Choice Stories

November 15, 2016

Technology Ensures Right Plan, Faster Enrollment

Technology Ensures Right Plan, Faster Enrollment

During open enrollment – and when facing a qualifying event during the year – employees want to know that they’re making the right health plan choices for themselves and their families. Employers want to make it easy for employees to find a plan that fits their individual and family needs, but don’t want employees to waste a lot of time when selecting and enrolling in benefits. The Smart Decision Technology suite from CaliforniaChoice offers answers to help both employees and employers. The Automated Choice Profiler (ACP) helps employees find the right plan at the right price:

  • Analyze premiums, deductibles, and other out-of-pocket costs like co-pays and co-insurance, to get a total estimated cost of health coverage.
  • View side-by-side plan comparisons to determine cost, risk, and plan quality.
  • Estimate costs based on ongoing, potential, or planned health care needs and identify the plans best suited to health conditions like asthma, diabetes, pregnancy, or even an upcoming surgery.
  • Look at the overall quality of health coverage options, including feedback from current plan members - just like you.

The CaliforniaChoice online Provider Directory and online Rx Search give employees and dependents the ability to look up the health care professionals and prescription medications they want and need – to make sure they are part of the health plans being considered. It’s easy to find out which plans include their preferred doctors, utilize their favored medical groups and hospitals, and offer coverage for the drugs they may need for blood pressure, high cholesterol, or other ongoing medical conditions. When it comes to signing up for coverage, Online Enrollment from CaliforniaChoice can certainly speed things up:

  • Reduces processing time – plan information is pre-loaded, eliminating errors and saving time, so employees can find the plan they want and get back to work faster
  • Employers can view enrollment as it’s happening – tracking employee sign-ups and easily identifying those who still need to complete their enrollment
  • Improves communications and creates a seamless experience for employees and the group

If you’d like to learn more about the CaliforniaChoice Smart Decision Technology suite, contact your employee benefits broker. Or, if you don’t have a broker, we’ll help you find a local CaliforniaChoice broker to speak with about your employees’ health insurance needs.

Your Beginner's Guide to Choosing a Small Business Employee Benefits Program

Do you need help choosing the right health benefits for your employees?
This guide can help!