Trying to control health care costs while still offering great benefits? You’re not alone. Most employers feel stuck between rising premiums and employees who want more choice. That’s exactly where CaliforniaChoice comes in. For 30 years, CaliforniaChoice has helped employers offer flexible, affordable health benefits without the headaches of traditional plans.

Here are seven reasons it continues to stand out.

1. Predictable Costs That You Control

With CaliforniaChoice, you move from unpredictable rate hikes to a Defined Contribution model. That means:

• You set a fixed budget for employee premiums
• You avoid surprise increases
• You can adjust your contribution at renewal

It’s one of the simplest ways to control health insurance costs without cutting benefits.

2. Real Flexibility (Not One-Size-Fits-All)

Traditional plans limit your options. CaliforniaChoice opens them up. You can offer employees access to multiple top health plans, including:

• Anthem Blue Cross
• Health Net
• Kaiser Permanente
• Sharp Health Plan
• Sutter Health Plan
• UnitedHealthcare
• Western Health Advantage

Employees choose what works best for them while you stay in control of your budget.

3. More Doctors, Fewer Headaches

Ever deal with employees frustrated about losing their doctors? CaliforniaChoice helps solve that. With access to multiple provider networks:

• One employee can keep their Kaiser Permanente doctor
• Another can stay with their PPO specialist

You get better options for everyone.

4. A Stronger Recruiting and Retention Tool

Benefits play a huge role in attracting and keeping talent. When you offer more choice:

• Employees feel valued
• They’re more likely to stay
• Your business stands out in a competitive market

It’s a simple way to turn your employee benefits package into a recruiting advantage.

5. Streamlined Administration

More choices doesn’t mean more work. With CaliforniaChoice, you get:

• One monthly bill
• One program to manage
• Easy online tools for administration

Even if employees choose different plans, everything is streamlined on your end.

6. Valuable Extras at No Additional Cost

CaliforniaChoice goes beyond medical coverage with built-in perks that employees actually use.

• Flexible Spending Accounts (FSA) for pre-tax savings
• COBRA/Cal-COBRA administration
• Premium Only Plan (POP) setup that reduces employer taxes
• Prescription savings (up to 80%)
• Discounts on fitness, wellness, vision, and hearing services
• Pet insurance and entertainment savings

These extras help employees stretch their dollars and don’t increase your costs.

7. Easy Access to Ancillary Benefits

You can even bundle more than just Medical coverage. CaliforniaChoice also makes it easy to offer:

• Dental
• Vision
• Chiropractic
• Life and AD&D

All in one place, with simple enrollment and a clear overview of each employee’s benefits.

No Trade-offs Necessary

If you’re looking for a better way to offer health benefits in California, CaliforniaChoice checks all the boxes. It helps you:

• Control costs
• Offer more plan choices
• Simplify administration
• Support employee satisfaction

All without the trade-offs that often come with traditional health plans.

Learn More from Your Broker

Talk to your broker to learn more about how CaliforniaChoice can work for your business. No broker? Search for one at MyCalChoice.com and get started with a custom quote.