For nearly 30 years, CaliforniaChoice has been helping small businesses across the state offer affordable health coverage to employees. Today, more than 23,500 businesses and 360,000+ members trust us with their health benefits.

So, what makes CaliforniaChoice different from other options? Here are five big advantages:

1: More Plans, More Choice

With CaliforniaChoice, you don’t have to pick just one health plan for everyone. Instead, your employees can choose from seven different health plans and 100+ coverage options—all in one program.

• Statewide options: Anthem Blue Cross, Health Net, Kaiser Permanente, UnitedHealthcare

• Regional options: Sharp Health Plan, Sutter Health Plus, Western Health Advantage

Plans are offered in all ACA metal tiers (Bronze, Silver, Gold, Platinum), so employees can find the right balance of coverage and cost. That means one person can select a PPO because of a preferred doctor, while another can pick an HMO to save money. Everyone gets what works best for them.

2: Cost Control for Your Business

You decide how much to contribute toward employee premiums. Pick either:

• Fixed Percentage: 50% to 100% of a plan

• Fixed Dollar Amount: the same flat amount for each employee

Employees then apply your contribution to the plan they want. If their choice costs more, they simply pay the difference.

When renewal comes around, you can adjust your contribution up or down, keeping you in control of your budget year after year.

3: Preventive Care That Saves Money

Preventive care keeps employees healthier and helps catch issues early, before they become costly. All CaliforniaChoice plans cover no-cost preventive services, like:

• Immunizations

• Screenings for high blood pressure, diabetes, and more

Healthier employees mean fewer sick days, better productivity, and lower long-term costs for your business. For more information on ACA-mandated preventive health services, visit HealthCare.gov.

4: Wellness, Telehealth, and Extra Benefits

Beyond medical coverage, CaliforniaChoice gives your team access to wellness programs and added health services:

• Telehealth – convenient care from home

• Fitness perks – discounted or subsidized gym memberships

• Dental – HMO or PPO options

• Vision – eyewear and exam savings

• Chiropractic & Acupuncture – through Landmark Healthplan

• Life & AD&D Insurance – affordable protection for employees and their families

5: Member Perks & Business Support

You and your employees can also take advantage of benefits through our Member Value Suite and Business Solutions Suite:

• A no-cost Premium Only Plan (POP)
• A Flexible Spending Account (FSA) for groups with 15 or more employees
• COBRA participant invoicing, premium collection, and remittance
• Savings on hearing tests, hearing aids, batteries, and more from EPIC Hearing Service Plan
• Prescription savings with the California Rx Card; you may be able to reduce your Rx out-of-pocket costs to less than your health plan copay
• Cal Perks offers savings on theme and water parks, sporting events, museums, entertainment, travel, and more
• Discounts on fitness center memberships and wellness

Ease & Freedom

CaliforniaChoice makes health benefits easier and more affordable for small businesses, while giving employees the freedom to choose the plan that fits them best. If you want to learn more, ask your broker for a CaliforniaChoice quote tailored to your budget. Don’t have a broker? Find one at MyCalChoice.com.