November is the perfect time to reflect on what matters most. We asked employers and members what they appreciate about CaliforniaChoice, and these seven standout features are ones your team will be truly thankful for this holiday season and beyond.
- Cost Control: Small businesses enrolled in CaliforniaChoice love that fact that it makes budgeting simple and puts them in control. You decide how much you want to contribute toward employees’ premiums. You have a choice of a:
- Fixed Percentage: Contribute a fixed percentage (50% to 100%) toward a specific plan and/or benefit.
- Fixed Dollar Amount: Contribute a Fixed Dollar Amount for each employee.
Your employees apply your contribution to whichever plan and health benefits they prefer. If they choose a plan that costs more, they just pay the difference. Plus, at renewal, you have the option to adjust your CaliforniaChoice contribution up or down. That gives you complete control over your employee benefits budget for another year.
2. Freedom of Choice: This is one of our most popular features! Everyone can select the health plan that’s best for them or their family.
- 100+ Options: Employees choose from over 100 plans offered by seven different health plans, including PPOs and HMOs.
- No One Size Fits All:
- One employee might love a PPO from Anthem Blue Cross for a specific doctor.
- Another might choose a cost-effective HMO from Health Net, Kaiser Permanente, or UnitedHealthcare.
- A third might prefer an HSA-compatible plan for its tax benefits.
- Regional Plans: Including Sutter Health Plan, Western Health Advantage, and Sharp Health Plan.
3. A Plan That Grows with You: Life changes, and your coverage should be flexible enough to change with it. CaliforniaChoice does just that. Our program offers:
- Flexible Coverage: Employees can easily add or remove a spouse if they get married or divorced, or add a child due to birth or adoption.
- Change When You Need It: If a member moves or their health needs change at renewal, they can easily switch to a different Primary Care Doctor or move to an entirely new health plan within the CaliforniaChoice program.
4. More Coverage Options: CaliforniaChoice offers more than just medical coverage. We make it easy to add Dental, Vision, Chiropractic & Acupuncture, and Life Insurance and AD&D.
5. Discounts on Activities for the Entire Family: All CaliforniaChoice members get free access to Cal Perks, which includes steep discounts on activities for the entire family:
- Entertainment: Discounts on movie tickets, theme parks, water parks, and museums.
- Travel: Savings on hotels and car rentals.
- Shopping: Discounts on sporting events, flowers, gifts, and more.
6. Wellness Benefits: CaliforniaChoice members also have access to a variety of wellness and fitness benefits through their health plans and through the ChooseHealthy® program. ChooseHealthy offers discounts on Garmin, Vitamix, and Fitbit products and more. Plus, you get access to a variety of gyms through the Active&Fit Direct program for just $28 per month.
7. Pet Insurance: One of the newest perks! Employees can now get affordable pet insurance through MetLife and Spot.
- Comprehensive Coverage: Plans from both include accidents, emergencies, illnesses (like cancer), surgery, hospitalization, diagnostic tests, lab work, and prescription medications. Preventative care is also available as an add-on.
- CaliforniaChoice Member Discount: All members save 5-10% off regular rates, with potential additional discounts.
These are just seven of the many benefits that make CaliforniaChoice the right solution for so many California small businesses. To explore the full advantages, talk with your broker. If you don’t already have a broker, we make it easy to search for one at MyCalChoice.com.
