Employee benefits have changed dramatically in recent years. Today’s employees don’t want just a health plan. They want choices, flexibility, and coverage that fit their unique needs.
Frequently, that includes access to:
- High-cost specialty drugs like GLP-1s (Wegovy, Ozempic, Mounjaro, Zepbound)
- Mental health services
- Plans that match different budgets and lifestyles
So, what does that mean for you? A one-size-fits-all approach no longer works. Offering a single plan or carrier often leaves a large portion of your workforce dissatisfied and looking elsewhere.
A Smarter Way to Offer Benefits
CaliforniaChoice is different. Think of it as a retention engine for your business.
Instead of forcing employees into one plan, CaliforniaChoice gives them real choice, while giving you predictable costs. Employees choose the coverage that works best for them, and you decide how much to contribute.
Bottom line: CaliforniaChoice delivers big-business benefits without a big-business price tag.
More Choice Than a Single Plan Can Offer
For 30 years, CaliforniaChoice has helped California employers do benefits differently. As the state’s first multi-carrier private exchange, we offer employees access to 100+ plan options from seven leading health plans:
- Anthem Blue Cross
- Health Net
- Kaiser Permanente
- Sharp Health Plan
- Sutter Health Plan
- UnitedHealthcare
- Western Health Advantage
Plans include HMOs, PPOs, and HSA-compatible options. Availability depends on where your employees live, with four plans offered statewide and three regionally.
Whether you have 1 employee or 100, CaliforniaChoice provides broader access to doctors, specialists, and hospitals than traditional single-carrier solutions.
You Set the Budget, Employees Choose the Plan
With CaliforniaChoice, you stay in control of costs by choosing what amount you contribute:
- A fixed percentage (50%–100%), or
- A fixed dollar amount per employee
Your contribution is applied evenly across employees. If someone selects a plan that costs more, they simply pay the difference.
At renewal, you can adjust your contribution up or down, giving you flexibility year after year while employees stay within the CaliforniaChoice program.
More Than Medical Coverage
CaliforniaChoice goes beyond health insurance with optional ancillary benefits, including:
- Dental: DHMO and PPO options from SmileSaver℠, MetLife, and Ameritas
- Vision: Discounted vision care and eyewear through Vision One Eyecare
- Chiropractic: Exams, adjustments, and optional acupuncture
- Life & AD&D: Coverage up to $100,000 with living benefits
Built-In Value-Added Extras
Members also get access to valuable perks at no extra cost, including:
- Premium Only Plans (POP)
- Flexible Spending Accounts (FSA)
- COBRA billing and administration
- Prescription savings with the California Rx Card
- Hearing care discounts through EPIC
- Free Cal Perks membership (entertainment, travel, and more)
- Discounted gym memberships and pet insurance
Learn More About CaliforniaChoice
One plan is simply no longer enough in 2026. CaliforniaChoice combines employee choice with employer cost control in one easy to manage program. Talk to your broker to see how CaliforniaChoice can work for your business. Don’t have a broker? You can connect with an expert in your area at MyCalChoice.com.
