About Oscar

Oscar offers a consumer-centric approach to health insurance with nine affordable Exclusive Provider Organization (EPO) plans across all four Affordable Care Act Metal Tiers.

The “Doctor on Call” program lets your employees talk to a board-certified doctor for free and get advice and a prescription over the phone. There are no copays and no afternoons at the doctor’s office. The no-cost Concierge Service gives members access to a team of care guides and a nurse. Plus, they can go directly to any in-network specialist with no referral required. Oscar’s mobile app makes it easy to manage benefits, look up doctors, view lab results, and more.

Click below for details on Oscar plans available to employers in Los Angeles County and Orange County.

Quick Plan Highlights

Here are some of our most popular Oscar health plans along with a high level snapshot of plan coverage and out-of-pocket costs. To view a complete list of Oscar coverage options, click Download All Plans below to see the most current plan information.

Oscar Bronze EPO A

NetworkOscar EPO
Calendar Year Deductible*"$6,500 / $13,000 (combined Med/Rx/Pediatric dental ded) (applies to Max
OOP)"
Out-of-Pocket Max Ind/Fam
$6,500 / $13,000
Dr. Office Visit (PCP)
100%
Urgent Care
100%
Emergency Room (copay waived if admitted)
100%
*All services are subject to the deductible unless otherwise stated.

Oscar Silver EPO A*

Network
Oscar EPO
Calendar Year Deductible*
"$2,000 / $2,700/$4,000 (combined Med/Rx/Pediatric/ dental ded) (applies to Max
OOP)"
Out-of-Pocket Max Ind/Fam
$6,550 / $13,100
Dr. Office Visit (PCP)
80%
Urgent Care
80%
Emergency Room (copay waived if admitted)
80%
† HSA Qualified High Deductible Plan
*All services are subject to the deductible unless otherwise stated.
"3. Individual with self-coverage amount/Individual with family coverage
amount/Family cover amount"

Oscar Gold EPO A

Network
Oscar EPO
Calendar Year Deductible*
$500 / $1,000 (combined Med/Rx/Pediatric dental ded) (applies to Max OOP)
Out-of-Pocket Max Ind/Fam
$5,000 / $10,000
Dr. Office Visit (PCP)
$25 Copay (ded waived)
Urgent Care
$50 Copay (ded waived)
Emergency Room (copay waived if admitted)
$300 Copay (ded waived)
*All services are subject to the deductible unless otherwise stated.

Oscar Platinum EPO A

Network
Oscar EPO
Calendar Year Deductible*
None
Out-of-Pocket Max Ind/Fam
$3,350 / $6,700
Dr. Office Visit (PCP)
$15 Copay
Urgent Care
$15 Copay
Emergency Room (copay waived if admitted)
$150 Copay
*All services are subject to the deductible unless otherwise stated.

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View More Carriers

The CaliforniaChoice employee benefits program lets your employees select health plans (HMO, PPO, HSA, and more) from eight of California's top carriers while you determine how much your
company will contribute.

Click on any of the logos below to learn more about our carrier partners

Anthem Blue Cross Health Plan Kaiser Permanente oscar Sharp Health Plan Sutter Health Plus UnitedHealthCare Western Health Advantage