CaliforniaChoice has been delivering exceptional employee benefits to small businesses in California since 1996, and the upcoming portfolio changes for 2024 provide even more reasons to consider CaliforniaChoice for your employees. The CaliforniaChoice multi-carrier employee-choice program continues to offer greater access to doctors, specialists, and hospitals with both full and limited networks, a range of HMO, PPO, and HSA-compatible plans, along with the choice of one or two Affordable Care Act (ACA) metal tiers.

A Roster of Outstanding Carriers

CaliforniaChoice remains the only platform where you and your employees can select from seven leading health plans in one program: Anthem Blue Cross, Health Net, Kaiser Permanente, Sharp Health Plan, Sutter Health Plus, UnitedHealthcare, and Western Health Advantage.

For 2024, Anthem Blue Cross is enhancing its PPO options to deliver even richer benefits. Across all metal tiers, Anthem will offer expanded choices including three HMO plans, six PPO plans, and two Exclusive Provider Organization (EPO) options. Health Net is introducing additional plans and access to the Community Care Network, with a total of six HMO plans and three Health Care Service Plan (HSP) selections. Kaiser Permanente will maintain rate and benefit parity across all its plans available through CaliforniaChoice, ensuring you enjoy the same benefits whether you opt for CaliforniaChoice or a direct plan.

Sharp Health Plan continues to be a favorite in the San Diego area, offering a wide selection of plan options across all metal tiers. For 2024, Sutter Health Plus is broadening its Northern California network, with coverage now available in an even larger service area. UnitedHealthcare will still provide comprehensive coverage options in all four ACA metal tiers, maintaining a diverse range of plans. Western Health Advantage is also set to enhance its offerings, adding the Canopy Health alliance of providers and hospitals, which will expand the healthcare choices available to CaliforniaChoice members.

Member Value Program

In addition to an extensive selection of health plans, CaliforniaChoice is continuing to offer the Member Value Program as part of its no-cost Business Solutions Suite for 2024.

With the Member Value Program, CaliforniaChoice members can save up to 40% on a variety of health and fitness products and services:

• Fitness Trackers (activity trackers; heart rate monitors)
• Fitness Gear (yoga, Pilates, BOSU, office fitness)
• Mental Well-Being (books, videos, candles, massage oils, vitamins, meditation)
• Health Interest (health monitoring, diabetes, kids’ fitness, oral care, pain management, sleep)
• Healthy Eating (juicers, cookbooks, cookware, hydration, portion control)
• Parent & Child (baby monitors, nursing, strollers, teething)

Additionally, the CaliforniaChoice Business Solutions Suite includes far more than just the Member Value Program. It provides discounted Dental, Vision, and Hearing benefits, a free Premium Only Plan, a free Flexible Spending Account, COBRA billing, human resources support from HRAnswerLink, prescription drug discounts, Cal Perks travel and entertainment discounts, and many more valuable resources.

Great Tech Tools, Too

To simplify the process for both you and your employees, CaliforniaChoice will continue to offer Smart Decision Technology in 2024, making health plan selection and enrollment more straightforward than ever:

• The Automated Choice Profiler (ACP) equips you to compare health plans based not just on premium costs but also on doctor availability, quality, affordability, and personal usage patterns.
• You can opt for paperless transactions with Online Enrollment (OLE), which streamlines the application process, reduces incomplete applications, and speeds up processing times. For those preferring traditional methods, paper-based enrollment remains an option.
• Our Online Provider Search tool helps you and your employees find a health plan linked to your preferred doctor, look for new doctors or specialists, and check hospital and network affiliations.
• The Online Rx Search tool empowers you and your employees to discover which prescriptions are covered under each of the plans being considered.

CaliforniaChoice provides a reliable answer to the question, “What plan should I choose for my employees?”

To learn more about the many advantages available to you, your company, and your employees through the CaliforniaChoice multi-carrier, employee-choice program, contact your broker. If you do not yet have a broker, we can help you find one.