CaliforniaChoice Welcomes Cigna + Oscar
At CaliforniaChoice, it's our mission to offer more health care choices. As part of that mission, we’ve added a new health plan for coverage effective July 1, 2020, Cigna + Oscar. Now, with CaliforniaChoice, you and your employees can choose from nine health plans across the state.
How Cigna + Oscar Is Different
CaliforniaChoice welcomed Oscar to its portfolio in 2018. The addition of Cigna + Oscar is an expansion of Oscar’s network access. Cigna and Oscar collaborated to bring Cigna's LocalPlus® network and Oscar's tech-driven approach to customer and care navigation.
Cigna + Oscar offers four Exclusive Provider Organization (EPO) plans in all four of the Affordable Care Act’s metal tiers (Bronze, Silver, Gold, and Platinum). That means 8 Cigna + Oscar plan options are available across the state.
With Cigna + Oscar, there’s no Primary Care Physician referral needed to visit a specialist. Because of Oscar’s focus on technology, members get access to virtual urgent care – 24/7 – and a $0 copay on all plans via the Oscar mobile app. A personalized care team to help members manage their care and access to Cigna’s behavioral health network are also included.
Other Coverage Options
CaliforniaChoice also offers access to Preferred Provider Organization (PPO), Health Maintenance Organization (HMO), EPO, and Health Savings Account-qualified plans from eight other health plans:
- Anthem Blue Cross
- Health Net
- Kaiser Permanente
- Sharp Health Plan
- Sutter Health Plus
- Western Health Advantage
With CaliforniaChoice, your employees have the freedom to choose the health plan that meets their unique needs. For example, one employee might choose a PPO from Anthem Blue Cross because of a particular doctor or hospital in its network. Another employee might choose an Exclusive Provider Organization (EPO) plan from Anthem, Oscar, or Cigna + Oscar. A third employee, who rarely visits the doctor, might choose an HMO from Kaiser Permanente, Health Net, one of the three available regional options. Whatever your employees’ needs may be, coverage is their choice with CaliforniaChoice.
Learn More by Talking With a Broker
To get information about how CaliforniaChoice can help you offer more choice to your employees, talk with an employee benefits broker. If you don’t currently have one, you can search for one here.