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CaliforniaChoice gives you and your employees the freedom to choose from dozens of coverage options from eight different health plans — in a single program.

Since 1996, we’ve understood that health care is not one size fits all. When it comes to something as important as your health, you deserve the freedom to choose the plan that fits your unique needs. You also need to understand your options. That’s why we’re highlighting the advantages of each of the eight participating health plans available through CaliforniaChoice. This ongoing series of comparisons gives you valuable insights into each plan.

This comparison looks at Sutter Health Plus, which is available regionally in Northern California, and UnitedHealthcare, available statewide in California.

Sutter Health Plus

A not-for-profit health plan, Sutter Health Plus serves the Greater Central Valley, Sacramento, and San Francisco Bay areas of Northern California, offering competitively priced HMO health plans. With Sutter Health Plus, you have access to a high-quality provider network that includes many of Sutter Health’s nationally respected and recognized hospitals, doctors, and other health care services – all at an affordable price.

Sutter Health Plus Benefits Overview

UnitedHealthcare

UnitedHealthcare of California provides access to quality care and helps you manage your family’s health care costs. The insurer’s large California HMO network includes local physicians and health care professionals in your community. Offering a combination of benefits, quality care, wellness programs to help keep you and your family healthier, and award-winning customer service makes UnitedHealthcare the smart choice for your family’s health care coverage needs.

UnitedHealthcare Benefits Overview

The CaliforniaChoice Advantage

With CaliforniaChoice, you can offer your employees coverage from eight health plans, so they can easily find the one that meets their needs. For example, one employee could choose Sutter Health Plus because of it offers treatment through many of its own facilities, while another employee might select UnitedHealthcare because of its wide provider network across the state. With CaliforniaChoice, they both get what they want.

CaliforniaChoice offers more than great health insurance. There are other advantages, too. Like one monthly bill for all of your employees’ coverage, value-added benefits like the Member Value Suite and Business Solutions Suite, and a single email and toll-free phone number for enrollment, eligibility, and customer care.

Visit our blog page to see other comparisons for CaliforniaChoice plans, including:

For additional information about all of the advantages offered by CaliforniaChoice, talk with your employee benefits agent or insurance broker. If you don’t have one, we can help you find one here.

We can all agree that having health insurance choices is important. Everyone’s needs are different. That’s the idea on which CaliforniaChoice was built more than 20 years ago. We give people the ability to choose from eight different health plans in a single health insurance program so that can find the one that’s right for them.

Knowing your choices is equally important. We’re breaking it down for you in our series of health plan comparisons. Our goal is to make it easy for you to compare the key benefits of each of our plans and make your decision from there.

The comparison below looks at Health Net and Kaiser Permanente both available statewide.

Health Net

Established in 1977, Health Net of California is among the state’s largest health insurers. It offers a range of coverage options to millions of California residents. Within the CaliforniaChoice program, you and your employees can choose from 12 different HMO options.

Health Net Benefits Overview

Kaiser Permanente

Kaiser Permanente was founded in 1945 and was one of the nation’s first health programs to offer comprehensive health care services on a prepaid basis.

Headquartered in Oakland, California, Kaiser Permanente’s innovative spirit drives the country’s largest non-profit health care organization – guided by physicians and focused on providing high-quality care to members.

Kaiser Permanente Benefits Overview

The CaliforniaChoice Advantage

With CaliforniaChoice, you can offer your employees coverage from eight health plans (with 80+ coverage options), so they can find the one that meets their unique needs. For example, one employee could choose Kaiser Permanente because of its integrated approach to health care through its own facilities, while another employee might select Health Net because of its wide network of providers across the state. With CaliforniaChoice, they can both get what they want. Other employees also have access to six other statewide and regional health plan options.

CaliforniaChoice offers more than premier health insurance. There are other advantages, too. Like one monthly bill for all of your employees’ coverage, value-added benefits like the Member Value Suite and Business Solutions Suite, and a single email and toll-free phone number for enrollment, eligibility, and customer care.

You can see other comparisons for CaliforniaChoice plans on our blog, including:

For additional information about all of the advantages offered by CaliforniaChoice, talk with your employee benefits agent or insurance broker. If you don’t have one, we can help you find one here.

CaliforniaChoice recognizes the importance of having choices – it’s part of our name. We give you and your employees the freedom to choose from eight different health plans in a single program.

It’s also important you understand the advantages offered by each of your options. This ongoing series of comparisons breaks it down for you by noting key benefits available through our eight participating health plan partners.

The comparison below looks at Western Health Advantage, available regionally in Northern California, and UnitedHealthcare, available statewide.

Western Health Advantage

Since 1996, Western Health Advantage (WHA) has been a reliable health care partner to Northern Californians. Through its HMO network, WHA serves employers and individuals in Sacramento, Yolo, Solano, Napa, Sonoma, and Marin counties as well as parts of Placer and El Dorado counties. Supporting communities is one of WHA’s core values.

Western Health Advantage Benefits Overview

UnitedHealthcare Benefits

The CaliforniaChoice Advantage

CaliforniaChoice gives you and your employees the ability to choose a health plan you believe will best meet your specific health care needs. For example, one of your employees could select Anthem Blue Cross, because it includes access to a large national PPO network. Another might select UnitedHealthcare, because it offers multiple HMO options and networks across all metal tiers. In addition, employees have access to two other options statewide and four regional health plans.

Beyond great insurance choices, CaliforniaChoice offers advantages for your business, too. It allows you to manage all of your employee health care benefits in a single program, with one convenient monthly bill and A+ rated customer service.

There’s no question that COVID-19 has changed many things at work. Employees who used to go into the office daily are now working from home, at least for the time-being. Employers are modifying schedules, processes, and workspaces to help resume “normal” operations.
Even though employees are spending less time at the office, your company culture doesn’t have to suffer. There are ways to maintain continuity and help employees cope with change at the same time.

Knowing the Difference: Perks vs. Culture
Employers may believe they’re creating a culture by offering free lunches, game rooms, or other perks to employees. Creating a strong culture goes beyond these types of extra employee benefits. It’s about developing a shared sense of purpose that motivates employees to show up, do a good job, and be part of something greater. It’s not only created by company leadership; it evolves organically, influenced by employees throughout the organization.

The Struggle of Maintaining Culture Virtually
Some organizations adapted well to a remote environment. They’ve used platforms like Slack and Zoom to keep communication lines open. For others, it’s been a struggle. A CNBC survey from May found that 54% of workers feel their jobs are more difficult during the pandemic.

Even for strong producers, feeling a sense of loss of community and connection is normal. Maintaining morale is critical to help employees stay focused and deliver results. Spur-of-the-moment conversations or pop-up meeting aren’t an option right now at many workplaces. Even for those in an office, social distancing measures are in place. That’s where your company culture comes into play.

Ideas to Get You Started
Here are ways to maintain a strong company culture in today’s atypical landscape:

  1. Over-communicate: Having a remote or distant workforce requires increased information sharing, not less. If you’ve held quarterly meetings, consider a virtual town hall or recorded message to staff. Make sure departments are also “meeting” regularly. These are opportunities to share ideas or news that’s important to team success. If written communications are more practical, you can use email, Slack, or text messages.
  2. Organize team-bonding activities: Your online meetings do not have to be all business. It’s okay to mix things up and have an occasional social hour. You can help your team members stay connected and have some fun at the same time. Activities like online bingo, GeoGuessr, and “Three Truths and a Lie,” do wonders for team building. Connecteam, an employee management app, offers more ideas in 10 Team Building Games for Remote Workers.
  3. Relax some traditional rules: Company policies are important for maintaining company standards. But with people trying to balance working from home with their usual at-home responsibilities, it helps to be flexible. Consider each of your employee’s circumstances without showing favoritism. Be compassionate to those circumstances, recognizing some may be far from ideal.
  4. Offer employee/family wellness and other resources: Talk with your insurance broker or your Employee Assistance Program administrator (if you have one) about resources to help your employees who feel anxious or overwhelmed right now. Share links and tips on dealing with stress and the importance of exercise.. Healthline offers “16 Simple Ways to Relieve Stress and Anxiety” here.
  5. Encourage new ideas – and reward good ones: Create a virtual suggestion box. Offer a reward to those employees who suggest ideas that result in savings (in dollars or reduced work hours) for your business. You can choose the same reward for all implemented ideas (like a gift card), or establish a system with a tiered reward based on the amount or time saved. What’s important is that you encourage and acknowledge all ideas.

For additional information, read How to Sustain Your Organization’s Culture When Everyone Is Remote, an article in the Fall 2020 edition of the MIT Sloan Management Review.